Retirement Planning for Professionals and Families
I help professionals approaching retirement and retirees coordinate retirement income, employer stock, investment risk, and tax considerations within one financial plan.
Bring Your Retirement Decisions Together
Retirement decisions rarely happen in isolation. Social Security, pensions, portfolio withdrawals, investment risk, employer stock, and tax considerations can affect one another.
I help clients understand these tradeoffs, identify the decisions that matter most, and organize the next steps with a coordinated financial plan.
A Clear Planning Process
STEP
1
Understand
We begin by understanding your priorities, financial situation, concerns, and the decisions currently in front of you.
STEP
2
Analyze
I evaluate how your retirement income, investments, employer stock, tax considerations, and management needs work together.
STEP
3
Implement
We prioritize the practical next steps, implement the agreed-upon strategy, and revisit the plan as your life and financial circumstances change.
Start With the Decision in Front of You
If you are approaching retirement, managing employer stock, or trying to coordinate several financial decisions, an introductory conversation can help determine whether my planning process is a good fit for your needs.
Core Planning Areas
My work focuses on financial decisions that become increasingly interconnected as clients approach and enter retirement. Each area is evaluated as part of a broader financial plan rather than in isolation.
Retirement Income Planning
Coordinate Social Security, pensions, portfolio withdrawals, cash reserves, and investment risk as you prepare to create income in retirement.
Employer Stock & Concentrated Positions
Evaluate how company stock, RSUs, ESPPs, stock options, and other concentrated positions fit within your broader financial plan.
Tax-Efficient Retirement Planning
Consider Roth conversions, withdrawal sequencing, RMDs, and tax diversification in coordination with your tax professional.
Comprehensive Financial Planning
Bring investments, retirement, insurance, estate-planning considerations, and family priorities together within one organized strategy.
Request an Introductory Conversation
Tell me what financial decision you are working through and the best way to reach you. This initial conversation is intended to determine whether my planning process may be a good fit.